FFA Family Financial Advocates

Family Business Advisory

Preserve Your Business

Protect Your Assets

Celebrate Your Family

Create Your Legacy

Educate Your Successors

If the words simplicity, benevolence, transparency and trustworthiness are important to you, then we would like to encourage you to review our services.

"Families of wealth have singular needs that are not often recognized by today's advisory industry. They desire a level of relationship with an advisor in whom they may place their deepest trust. James E. Hughs, Jr., Esq. calls such an advisor "personne de confiance", - a French term indicating the ultimate level of trust. According to Hughs, "personne de confiance" are the people of confidence families and individuals trust to be windows to the development of their human and intellectual capacities."© From Gray Matter Strategies, LLC

We offer our services to you with the highest level attention and fiduciary responsibility, representing only your best interests. We do not accept incentives to offer or sell any of our services or products. We are structured to "sit on your side of the table." 

All of this makes our role very different than a traditional financial advisor. Our obligation as your advocate and fiduciary forms the very foundation required to act as your trusted advisor, hence our name Family Financial Advocates®.        

- FFA- 

*If you are dissatisfied with your current advisor, your trust bank's services, or you would like a second opinion then we would like to encourage you to contact us about our FFA Free Look Program.

 
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Newsletters

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

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